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If you”re not a home owner, you might still be able to secure a relatively low interest rate personal loan if you use an item of value that you own as collateral, such as your car, your boat, stocks or bonds, or jewelry.Another credit card.Sure, the idea of getting yet another credit card might sound crazy and irresponsible. Booth, Webmaster of been business owner of Tech Selections selling consumer electronics and Nascar Fan Shop selling Nascar Collectibles since 0. About the Author By Margaret E.

You have a right to add a summary explanation to your credit report if your dispute is not resolved to your satisfaction.If you believe that your rights have been violated under one of these laws you can file a complaint with the Federal Trade Commission online athttps//rn.ftc.gov/pls/dod/wsolcq$.startup?ZORGCODEPU01While these laws won”t eliminate your obligation to pay your just debts they can prevent debt collectors and others from taking advantage of you.