Available in 2 GB or 4 GB models, this device can store between 500 and 1,000 songs and is small enough to fit in the palm of your hand. Before applying for a loan or opening a new bank account, they would have to contact the credit bureaus to temporarily unfreeze their files, a process that could take several days.They also claim it would prevent consumers from taking advantage of instant credit promotions such as 10% off purchases when applying for a new storeissued credit card.